The FTC requires bloggers to disclose whenever there could be hidden interests or unspoken biases related to recommendations. So, for disclosure purposes…

This is my personal blog where I provide commentary and opinion on issues relating to business, retirement, health, lifestyle, money, and other topics of interest to me. I “speak” on behalf of only myself and for no other individual or group.

I do sell stuff from time to time and in various ways on this website. I am also an owner in an insurance agency and may talk about insurance related topics. I may even suggest people head over to the agency to learn more or perhaps even consider a purchase. Here is a link to my agency’s website.

I may also provide links to books and other online products (Amazon links, subscriptions, data related services, online newsletter, etc.). If you click on a link I provide, I may make a fee or some type of commission. This doesn’t happen with every link, of course, but just to be safe assume…disclaimers everywhere…that for every link and product I use, all the following hold true:

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*Illustrations courtesy of Tim Ferriss,  Louis Gray and Jeannine Schafer.