With traditional long-term care insurance, not only are premiums high, they are expected to be paid for life.
What’s more, if you don’t end up using the insurance, the money you put into the policy – often decades of premiums – will be lost.
But there’s good news!
Hybrid long-term care insurance is an alternative to traditional long-term care insurance that combines an underlying life insurance policy or annuity with riders to cover long-term care expenses.
Click here for a FREE Guide to Hybrid Long-Term Care Insurance.
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- Single premium or fixed-pay options, such as ’10-year’ pay.
- Heirs get money back if you don’t need care.
- Over 59-1/2, buy with your IRA.
- Simple, easy solution!
How it works…
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- Hybrid long-term care insurance protects against long-term care expenses while simultaneously protecting insureds from the burden of a lifetime of premiums.
- If long-term care benefits are never needed, either the death benefit of the life insurance policy or the accumulated funds of the annuity can be left to heirs.
Simple. Easy. Problem solved!
No nagging premiums to pay until you are in your nineties or older. Plus, if you never need care, heirs get money back instead of getting nothing.
Imagine long-term care insurance without the never ending bill and money back for your family if you don’t end up needing care.
Find out today what hybrid long-term care insurance can do for you!
Click for your FREE Guide to Hybrid Long-Term Care Insurance.
No cost or obligation and no salesperson will call!
